A QUARTERLY NEWSLETTER FOR ACCLAIM FEDERAL CREDIT UNION MEMBERS

THE
PERMANENT
PRESS

THIRD QUARTER
SUMMER 2019

The Financial Bridge Linking our Members to their Goals

voice bill pay

 Now  you can use your voice to pay your bills–with iPay QuickPay. iPay QuickPay is the skill that lets you access your bill pay account on your Alexa-enabled device — all with a simple voice command. You can ask Alexa to make payments, provide your payment history and check your scheduled payments. You can even make person-to-person payments using iPay QuickPay. Simply add the person as a payee in your bill pay account and then you can tell Alexa who to pay and when. For more information you can visit our Bill Pay page.

All you have to do is claim it

One of the exclusive benefits of your credit union membership is access to TruStage Insurance products, including a $1,000 no-cost Accidental Death and Dismemberment (AD&D) policy. As a member, you automatically qualify for this no-cost coverage that’s completely paid for by the credit union—all you have to do is claim it. In addition to your complimentary coverage, you can also strengthen your protection with more insurance if you like. Up to $100,000 in coverage can cost as little as $10 a month*, making this an affordable way to help protect your family from the lasting impact of an accidental death or serious, permanent injury. And, acceptance is guaranteed for Credit Union members aged 18 and over. There are no medical questions or health exams.

Whether its Auto & Home, Term Life, or Life insurance policies you are looking for, we make TruStage Insurance programs available because they’re founded in value, honesty and knowledgeable support. The companies behind TruStage were formed by credit unions, for credit unions and their members. As part of your financial planning, we invite you to work with TruStage to discover how these products and programs might be right for you.

*AD&D insurance cost between $10 & $15 per month for $100k of coverage. AD&D Base Policy Numbers E10-ADD-2012 and E10a-0142012.

You are automatically entered
just for being a cardholder

The 2019 ScoreBIG Sweepstakes is right around the corner! Acclaim FCU Mastercard Credit Cardholders are automatically entered to win one of 15 awesome prizes. Plus earn an additional entry for each qualifying purchase when you use your Acclaim FCU Mastercard ScoreCard® Rewards card from Aug. 1 to Oct. 31, 2019. For sweepstakes rules and complete prize details visit: ScoreCardReward.com.

Limited-time certificate of deposit special
18-month 2.47% APY*

What exactly is a certificate of deposit? Sure, you’ve heard of them, but do you really know what it is? A certificate of deposit or share certificate is a type of savings account insured by the National Credit Union Administration (NCUA) that has a fixed rate and a fixed date of withdrawal. This date is known as a maturity date. You will usually pay a monetary penalty for any early withdrawals before that date.

The length of time in which your money is held in the certificate of deposit is called the term. Terms can vary widely but typically range from three months to five years. During this time, your funds earn dividends based on the interest rate set at the opening of the account and the amount and term. Rates are usually fixed for the term, although, there are some types of certificates which allow a rate increase. The longer your term, the higher your earnings will be. This can be a good investment if you will not be needing access to the cash invested in the certificate of deposit during your specified term.

Currently, Acclaim FCU is offering a special 2.47% APY* 18-month  certificate. Take advantage of this limited-time special before it’s gone! View all rates here.  This was a limited-time special and is no longer valid.

*Annual Percentage Yield. Minimum deposit of $1,000.  A penalty will be imposed for early withdrawal from a certificate. Insured by NCUA.

Take steps today to secure your job—and help get ahead, too!

Become an expert

 A great way to secure your job is to offer knowledge that no one else can. Make yourself indispensable by becoming an expert in a specific field. Your range of expertise doesn’t need to be broad, but it should be essential. Learning everything about one of your company’s biggest clients, or every facet of a popular product, makes you more valuable to the company. Ideally, you should also try to connect your area of expertise to as many facets of your company as possible.

Help others 

Improve your job security by offering to help out your co-workers whenever the opportunity arises. Be sure you’re offering assistance because you are a strong team player and not because you’re expecting a favor in return. This positive attitude is another strong asset that will impress managers who are making tough personnel decisions.

Also, when companies decide who to keep, they often look for flexible people who can easily flip between job functions. Helping others with their workloads demonstrates that kind of flexibility.

When choosing an area to master, focus on business segments that are growing. Look for places where new hiring or promotions are occurring. Those represent the future of the company, and that’s where you want to be.

Master a system 

New technology can be the bane of a business. Every new system or piece of equipment costs time in retraining employees to use it. Worse yet, if no one knows how to use it, the capital expense involved in acquiring it is wasted. 

Give your value at the workplace a boost by becoming the go-to resource for a technology system that is instrumental to your business.

Develop your soft skills

New people can be trained in nearly any job duty, willingly work for less pay or have more recent knowledge about an industry. However, what they probably lack is integration into company culture. Develop that integration by working on your “people skills.”

This could be as basic as knowing names, or as involved as taking an interpersonal communication course. Become the co-worker everyone wants to work with.

CLOSINGS:

July 4 - Independence day
SEPTEMBER 2 - LABOR DAY

Address: P.O. Box 29527
Greensboro, NC 27429
Telephone: 336.332.5302
Toll-Free: 888.794.1001
Email: Admin@AcclaimFCU.org

Lost/Stolen Credit Card: 800.325.3678
Lost/Stolen Debit Card: 888.241.2510
Admin Fax: 336.332.4103
Loan Fax: 336.332.5965
Mbr Service Fax: 336.332.5965

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