Rev . 02/2022
FACTS
WHAT DOES ACCLAIM FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us.
This information can include:
® Social Security number and income
® Account balance and transaction history
® Credit history and credit scores
When you are no longer our member, we continue to share your information as described in this notice.
how?
All financial companies need to share member personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member personal information; the reasons Acclaim Federal Credit Union chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Acclaim Federal Credit Union share? | Can you limit this sharing? |
|---|
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
For our marketing purposes— to offer our products and services to you | Yes | No |
| For joint marketing with other Financial companies | Yes | No |
For our affiliates’ everyday business purposes— information about your transactions and experiences | Yes | No |
For our affiliates’ everyday business purposes— information about your creditworthiness | No | We do not share |
| For our affiliates to market to you | No | We do not share |
| For nonaffiliates to market to you | No | We do not share |
Reasons we can share your personal information
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does Acclaim Federal Credit Union share?
Yes
Can you limit this sharing?
No
Reasons we can share your personal information
For our marketing purposes—
to offer our products and services to you
Does Acclaim Federal Credit Union share?
Yes
Can you limit this sharing?
No
Reasons we can share your personal information
For joint marketing with other Financial companies
Does Acclaim Federal Credit Union share?
No
Can you limit this sharing?
We do not share
Reasons we can share your personal information
For our affiliates’ everyday business purposes—
information about your transactions and experiences
Does Acclaim Federal Credit Union share?
Yes
Can you limit this sharing?
No
Reasons we can share your personal information
For our affiliates’ everyday business purposes—
information about your creditworthiness
Does Acclaim Federal Credit Union share?
No
Can you limit this sharing?
We do not share
Reasons we can share your personal information
For our affiliates to market to you
Does Acclaim Federal Credit Union share?
No
Can you limit this sharing?
We do not share
Reasons we can share your personal information
For nonaffiliates to market to you
Does Acclaim Federal Credit Union share?
Yes
Can you limit this sharing?
We do not share
Questions?
Call 888-794-1001 or go to opens in a new windowwww.AcclaimFCU.orgopens in a new window
| Who we are |
|---|
| Who is providing this notice | Acclaim Federal Credit Union |
Who we are
Who is providing this notice
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Acclaim Federal Credit Union
| What we do |
|---|
| How does Acclaim Federal Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Acclaim Federal Credit Union collect my personal information? | We collect your personal information, for example, when you - Open an account or deposit money
- Apply for a loan or pay your bills
- Use your Credit or Debit card
We also collect your personal information from others such as Credit Bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only - sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. |
| Definitions |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. - Acclaim Federal Credit Union does not have any affiliates.
|
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. - Acclaim Federal Credit Union does not share with nonaffliliates so they can market to you
|
| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. - Our joint marketing partners include insurance and financial service providers.
|
What we do
How does Acclaim Federal Credit Union protect my personal information?
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To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
What we do
How does Acclaim Federal Credit Union collect my personal information?
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We collect your personal information, for example, when you
- Open an account or deposit money
- Apply for a loan or pay your bills
- Use your Credit or Debit card
We also collect your personal information from others such as Credit Bureaus, affiliates, or other companies.
What we do
Why can’t I limit all sharing?
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Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
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Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Our affiliates include nonfinancial companies such as CUNA Mutual Group and Frost Financial.
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Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Acclaim Federal Credit Union does not share with nonaffliliates so they can market to you
What we do
Joint Marketing
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A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include insurance and financial service providers.
