PRIVACY POLICY

Rev . 12/2018

FACTS

WHAT DOES ACCLAIM FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.

This information can include:

® Social Security number and income

® Account balance and transaction history

® Credit history and credit scores

When you are no longer our member, we continue to share your information as described in this notice.

how?

All financial companies need to share member personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member personal information; the reasons Acclaim Federal Credit Union chooses to share; and whether you can limit this sharing.
 
Reasons we can share your personal information Does Acclaim Federal Credit Union share?Can you limit this sharing?

For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YesNo

For our marketing purposes—

to offer our products and services to you

YesNo
For joint marketing with other Financial companiesNoWe do not share

For our affiliates’ everyday business purposes—

information about your transactions and experiences

YesNo

For our affiliates’ everyday business purposes—

information about your creditworthiness

NoWe do not share
For our affiliates to market to youNoWe do not share
For nonaffiliates to market to youYes No
Reasons we can share your personal information 

For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does Acclaim Federal Credit Union share?
Yes
Can you limit this sharing?
No
Reasons we can share your personal information 

For our marketing purposes—

to offer our products and services to you

Does Acclaim Federal Credit Union share?
Yes
Can you limit this sharing?
No
Reasons we can share your personal information 
For joint marketing with other Financial companies
Does Acclaim Federal Credit Union share?
No
Can you limit this sharing?
We do not share
Reasons we can share your personal information 

For our affiliates’ everyday business purposes—

information about your transactions and experiences

Does Acclaim Federal Credit Union share?
Yes
Can you limit this sharing?
No
Reasons we can share your personal information 

For our affiliates’ everyday business purposes—

information about your creditworthiness

Does Acclaim Federal Credit Union share?
No
Can you limit this sharing?
We do not share
Reasons we can share your personal information 
For our affiliates to market to you
Does Acclaim Federal Credit Union share?
No
Can you limit this sharing?
We do not share
Reasons we can share your personal information 
For nonaffiliates to market to you
Does Acclaim Federal Credit Union share?
Yes
Can you limit this sharing?
 We do not share

Questions?

Call 888-794-1001 or go to opens in a new windowwww.AcclaimFCU.orgopens in a new window

Who we are
Who is providing this noticeAcclaim Federal Credit Union
Who we are
Who is providing this notice
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Acclaim Federal Credit Union
What we do
How does Acclaim Federal Credit Union protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Acclaim Federal Credit Union collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Apply for a loan or pay your bills
  • Use your Credit or Debit card

We also collect your personal information from others such as Credit Bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include nonfinancial companies such as CUNA Mutual Group and Frost Financial.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Acclaim Federal Credit Union does not share with nonaffliliates so they can market to you
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include insurance and financial service providers.
What we do
How does Acclaim Federal Credit Union protect my personal information?
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To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
What we do
How does Acclaim Federal Credit Union collect my personal information?
undefined

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Apply for a loan or pay your bills
  • Use your Credit or Debit card

We also collect your personal information from others such as Credit Bureaus, affiliates, or other companies.

What we do
Why can’t I limit all sharing?
undefined

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What we do
Definitions
What we do
Affiliates
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Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include nonfinancial companies such as CUNA Mutual Group and Frost Financial.
What we do
Nonaffiliates
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Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Acclaim Federal Credit Union does not share with nonaffliliates so they can market to you
What we do
Joint Marketing
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A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include insurance and financial service providers.

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