Who we are and what we can do for you

Why Join

What makes credit unions different?

Credit unions are cooperatives. They operate under a different set of rules than big banks and support democracy, equality, ownership, and mutual self-help. The credit union philosophy is what sets credit unions apart. Here are the guiding principles credit unions follow.

8 Cooperative Principles for Credit Unions

  1. Voluntary and Open Membership
    Credit unions are not-for-profit and have members who choose to join
  1. Democratic Member Control
    One member, one vote
  1. Members’ Economic Participation
    What members do directly impacts the success of the credit union
  1. Autonomy and Independence
    Self-reliant and member-owned –no stockholders
  1. Education, Training, and Information
    For members, employees, volunteers, and the public
  1. Cooperation Among Cooperatives
    Social responsibility and community involvement
  1. Concern for Community
    Work with and support other credit unions and businesses with cooperative principles
  2. Diversity, Equity and Inclusion. Cooperatives believe we are stronger when a proactive effort is put forth to engage everyone in governance, management and representation.

Just like the employees who started us, we want to give our members – you, your coworkers, your family, your friends – a better banking option for your financial service needs. As a credit union, we are owned by our members, so we exist to help and benefit you, not stockholders or a board of directors. In fact, all of our Board and Committee members, who primarily are VF employees or retirees, are unpaid volunteers from our membership who care about making sure the credit union is serving its members and operating safely and soundly. We aren’t here for profit or charity; we’re here for service. And we usually have better rates too. We offer all the same products and services as any other financial institution, but our focus is you.

Who Can Join Acclaim FCU?

View our eligible groups.

Membership at Acclaim Federal Credit Union is open to individuals residing, working, worshiping, and attending school in the vibrant North Carolina counties of Rockingham, Guilford, and Randolph.

How to Join

Joining is easy!

To become an Acclaim member, you will need to:

  • Complete a membership application
  • Provide us with identification documents required by federal law, and
  • Open at least a savings account with a $5.00 par share minimum deposit and a one time membership fee of $5.00.

The savings account and par share deposit are what make you a member-owner of the Credit Union. Of course, you can also apply for our other products and services too!

Interested in becoming a member?

Apply Now

Member rights

Know your rights

In accordance with federal law and U.S. Department of the Treasury policy, this institution is prohibited from discriminating based on race, color, national origin, sex, age, or disability. Submit a complaint of discrimination, by mail to U.S. Department of the Treasury, Office of Civil Rights and Equal Employment Opportunity , 1500 Pennsylvania Ave. N.W., Washington, D.C. 20220, (202) 622-1160 (phone), (202) 622-0367 (fax), or email

If you have any questions or would like to learn about your Title VI and Section 504 rights, please refer to the following link:

Title VI and Section 504opens in a new window

Member Discounts

It pays to be a member!

AAA Logoopens in a new window

We are pleased to announce our continued partnership with AAA!  With this partnership you’re able to take advantage of more than just roadside services; you’re able to get exclusive discounts at many local and national retailers, along with discounts on travel, auto repair, auto sales, and much more!

Join AAA today and SAVE $10 on your membership! Already a member? SAVE $10 on AAA Gift Memberships for family & friends—perfect for any occasion! Contact usopens in a new window for the code.

Discount Tickets

Please contact us at 336.332.5302 opt 3 for discount info.

We also offer website discounts for the following Parks and Events:

  • Wet’nWild
  • Biltmore in Asheville, NC – Use this link and contact us for code
  • Carowinds in Charlotte, NC (through Tickets at Work)
  • Tweetsie Railroad – Blowing Rock, NC  Members may contact us for the special code.  Thomas the Train and Ghost Train are not applicable.
  • tickets at work logo

  • TicketsatWork – Members may contact us for the special code to get discounts on travel, theme parks, hotels, concerts and events.

Invest in America Logo

At Acclaim Federal Credit Union, we know you work hard to earn your money. And we think you should keep as much of it as possible. That’s why we’ve teamed up with Invest in America to bring you savings on the things you buy every day from trusted American companies.

Save thousands on everything from your cell phone bill with Sprint to flowers for that special person in your life. Look for online discounts at over 1,200 major retailers with Shop America.

View the Invest in America credit union member offersopens in a new window.

Visa Gift Cards
They’re the convenient, simple choice for busy shoppers.  Whether it’s a holiday, a birthday, a wedding, or any occasion – for young or old or in between – a Gift Card is just the trick!  Purchasing Gift Cards is as simple as determining the gift amount and selecting a card design – it’s that easy!  Gift Cards are the perfect gift because they’re safer than cash, easy to use, and can be used anywhere VISA debit cards are accepted. Now that’s pure magic! Think about it, they are:

  • Incredible time savers – no shopping, packaging, or mailing!
  • Eliminate the hassles of wondering what to buy or returning unwanted gifts
  • A safe alternative to carrying cash
  • More flexible than merchant gift cards

Call 888-794-1001, option 3 for more information

You are now leaving Acclaim Federal Credit Union

Acclaim Federal Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Acclaim Federal Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL

Dear members, you’re receiving this alert because you are trying to access our site in Internet Explorer. However, this browser is no longer supported and may cause issues when viewing/interacting with content.

For the best experience, please use another browser. Thank you!