LOANS

People are unique. So are our loans! Whether it’s a new car, a new home, or maybe a way to rebuild your credit, let us bridge the gap between you and your goals!

Vehicle

We put you in the driver’s seat.

Personal

Stress-free loans for life’s curveballs.

Mortgages

Home sweet home.


Credit Card

Spend, and earn rewards.

Home Equity
Line of Credit

Your home’s equity put to use.

Overdraft
Line of Credit

Your overdraft protection tool.

Seasonal Loans

Quick cash for the season

Smart option student loan® program

Wherever you are in your higher education, get the money you need for school.

How do I pay for my loan?

  • Mail in a check or money order with a payment coupon to: P.O. Box 29527, Greensboro, NC 27429.
  • Pay online here. ($5.00 fee).
  • In person at our branch located at 1823 Banking Street, Greensboro, NC 27408. (For after-hours payments, you may utilize the night drop box located in the first drive thru lane.)
  • Visit a Co-op Shared Branch. (To find the nearest location, please visit: CO-OP Credit Unions)
  • eDeposit a check or money order to one of your deposit accounts and transfer to your loan.
  • Payroll Deduction
  • Electronic Transfer (ACH Payments) *Contact us.
    • Recurring – No fee
    • One-time – $5.00 processing fee
  • Bill pay service.
  • We accept payments by phone using your debit card for a fee of $10.00 or credit card for a fee of 2.99% of transaction.

Guaranteed Auto Protection (GAP)

Will your insurance pay off your loan if your vehicle is deemed a total loss? Don’t find out the hard way!

TrueCar

Begin the search for your next vehicle

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