Personal Loans

Stress-free loans for life's curveballs

Whether you need funds for a special trip, a special event, unexpected expenses, debt consolidation, or anything else, we have personal loan options to help you meet your goals.


Additional Rate Reductions:

Check out our Summer Blast Plus Loan Special!

vacation loan plus credit card approval

Whatever your summer goals are, our new Summer Blast Plus Loan Special can help you get there!  With the Summer Blast Plus Loan, you can borrow up to $5,000 AND upon approval, you will also get auto-approved for an Acclaim Mastercard Credit Card! Or if you are already an Acclaim Credit Card holder, you’ll be approved for a credit line increase. Personal Loan rates start at 7.00%APR*!

*APR=Annual Percentage Rate. All loans subject to credit approval. Rate may vary based on creditworthiness, term and amount borrowed. Minimum loan amount is $1,000. Maximum loan amount is $5,000. Minimum credit card credit line is $250. Fixed-rate credit card rates 11.40%APR-13.40%APR. For existing credit card holders, you will qualify for a credit line increase. Valid 6/1/22-8/31/22.


Repayment TermRate
Up to 72 monthsAs low as 7.60%*
*All rates are based on credit factors; your rate may be higher. Rate includes Auto Pay AND Multiple Loan/Repeat Borrower discount

Want to see more calculators? 

We’ve got lots of great ones!

Helpful Links

using credit

Using Credit

This article is about using credit. Like credit cards, loans and stuff like that.

credit score

Credit Scores

Every single time you use credit, the details of the amount you spend and how you repay is added to your credit report and influences your credit score.

managing debt

Managing Debt

Most people have to borrow money at some point, and many struggle to pay it back. But debt is a burden that doesn't have to break the bank.



Figuring out how you will organize your finances, and to what degree you will have combined accounts, sets the groundwork for the main tool of money management—a budget.

Seasonal loans are loan specials that run at various times throughout the year. Our Vacation loan will be available May 1 – September 30. Members who qualify for this type of personal loan get a rate 3% lower than their original qualifying rate.  With seasonal loans, the rate is locked in for one year and if the amount owed isn’t paid in full within that year, their rate will revert to their original qualifying rate.

Guaranteed Auto Protection (GAP)

Will your insurance pay off your loan if your vehicle is deemed a total loss? Don’t find out the hard way!


Begin the search for your next vehicle

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