CHECKING
We make it easy for you to focus on your life,
not your checking account.
Checking
Mobile, flexible, and accessible.
- No minimum deposit
- No monthly service charge
- No per check fee
- Free Mastercard debit card
- Instant-issue debit cards
- Free ATM access nationwide
- Free online banking and e-statements
- Free Bill Pay with Alexa Voice Pay
- Earns dividends
- Direct deposit and payroll deduction
- Mobile app
- eDeposit through mobile app
- Personal checks available with variety of designs
- Overdraft protection opt-in available (subject to credit union discretion)
- Mobile banking
- Higher dividends paid on certificates with direct deposit to checking account
To open a Checking account you must first have established a Membership Savings account, join here or contact us to learn more!
Second Chance Checking
Everyone makes mistakes. We believe in second chances, and
we’ll help get you back on track.
- $75 held deposit
- $9.95 monthly service fee
- Mastercard debit card $10.00
- Mobile Banking
- Mobile app
- Personal checks available with variety of designs
- No per check fee
- Direct deposit and payroll deduction
- Free Bill Pay
- Free online banking and e-Statements
- Free ATM access nationwide
- Higher dividends paid on certificates with direct deposit to checking account
- Earns dividends
To open a Second Chance Checking account you must first have established a Membership Savings account, join here or contact us to learn more!
Money Market
A special-rate checking that gives you an investment option with flexibility.
- $2,500 minimum to invest
- No annual fee
- Free Mastercard debit card
- Variable rates set by board of directors and are subject to change
- 6 withdrawals allowed per month with a maximum of 3 withdrawals by check
- $10 Below Minimum fee
(if balance drops below $2,500 at any time during the month) - $10 Excessive Withdrawal fee
- Earns dividends
To open a Money Market account you must first have established a Membership Savings account, join here or contact us to learn more!
Try our free Create a Budget Coach!
You need a budget to tell your money where to go, but making one can seem daunting. This Coach walks you step-by-step through the process of creating a budget that fits your lifestyle. Using the 50/30/20 rule, every dollar is assigned to needs, wants, or savings. You’ll also receive personalized advice to set you up for success.
Helpful Links
Budgeting
Figuring out how you will organize your finances, and to what degree you will have combined accounts, sets the groundwork for the main tool of money management—a budget.
Money Market Accounts
Meet the hybrid account that may be the right saving solution for you.
Mobile Banking
Robust safety features and powerful, convenient services make mobile banking options an ideal on-the-go solution.
50/30/20 Rule
A simple, practical rule of thumb for individuals who want a budget that is easy to implement.
Acclaim FCU Mobile
Download our mobile app for easy, on-the-go banking.
