Your Credit Union E-ssentials!
Tap, pay, and go!
Contactless cards are a fast, easy, and secure way to check out. Here are a few highlights:
Members will receive their new contactless debit cards as their existing debit cards become eligible for re-issue. However, members may request a new card for instant issue at our Branch location or call Member Services at 888-794-1001. Cards requested via Member Service may take 7 to 10 business days to arrive.
As part of the roll-out, previous card art will no longer be available for request.
Turn your smartphone or tablet into your virtual branch.
Making deposits has never been faster, easier or more convenient
With Acclaim’s Remote Deposit service, making deposits has never been faster, easier or more convenient. Remote Deposit allows you to deposit checks to your account anytime, anywhere from your mobile smartphone.*
Once approved, funds are posted to your account (Maximum deposit limit per day is $5,000). To insure that your records remain accurate, Acclaim recommends printing/obtaining a screen shot as a receipt and retaining deposit documents for up to 45 days with this service.
To enroll, simply sign on to Online Banking either from your phone or computer and select Remote Deposit. You will need to “Request Online Access Now” and complete the application. Once your application has been received and approved, you will receive an email with directions for completing the enrollment.
*Remote deposits are reviewed and accepted during business hours
Pay your bills easily.
Online Bill Pay allows you to manage bills online, as well as schedule single or recurring payments, all from the same online site. Online Bill Pay is free to enroll and has no monthly fee. Users can pay unlimited items monthly. In order to keep your Online Bill Pay active, you must use it at least once every 90 days. Otherwise, your access will be disabled and you will need to re-enroll.
*eBill subject to availability from payee
Instantly set the terms for when, where, and how your cards are used.
Introducing unprecedented, real-time control over your Acclaim FCU Debit cards through your smartphone or tablet.
CardNav adds another level of security to your cards by letting you decide how and when they can be used, and alerting you when any types of transactions you specify take place. You can even use CardNav to set personal spending limits that help you stay within your budget goals.
Download the CardNav by CO-OP app, and gain a new level of security and control over your money today.
Introducing Apple Pay. The safer, easier way to pay.
Available on iPhone® 6, iPhone 6 Plus, iPhone 7, and iPhone 7 Plus devices, Apple Pay raises the bar for secure, convenient transactions. Just enter your cards into your phone’s Wallet app. Then shop in-store or online at thousands of merchant locations across the nation – with more joining every day. Apple Pay offers numerous benefits over conventional card-based payments:
Getting started is easy:
Make shopping easier and more secure – enter your card information and start using Apple Pay today.
Make shopping simple with your Android device.
Pay for purchases in apps and at more than 1 million U.S. locations directly from your Android™ mobile device. Google Pay™ lets you use your Acclaim FCU debit cards without even taking them out of your wallet, while making every transaction more secure.
To use Google Pay in a store, just:
Google Pay adds extra protection to your purchases.
Download the free app at Google Play™. It’s compatible with devices using Android 4.4 (KitKat) or higher, and which support NFC (Near Field Communication) and HCE (Host Card Emulation).
Download the app
Your personal finance tool.
Money Desktop is a FREE online personal financial management service, integrated into online banking, that empowers you to take control of your finances and simplify your life. Budgeting, account aggregation, categorization and mobile access are just a few of the tools available to guide you along your way.
Introducing Acclaim's Amazon Alexa Skill!
NOW YOU CAN ACCESS CREDIT UNION INFORMATION ANYTIME–HANDS-FREE!
Ask Acclaim Federal Credit Union about products and services, rates, branch hours, and more from your Amazon Echo, Show, or Spot device. To initially enable the skill, say “Alexa, enable the Acclaim skill” or you can enable it in the skills section of the Alexa app. Once enabled you can open the skill by saying, “Alexa, open Acclaim” or “Alexa, ask Acclaim….”
WHAT CAN I DO?
Alexa can answer a variety of questions about our credit union.
Here’s a few to get you started:
“What is the routing number?”
“Where are you located?”
“What’s your phone number?”
“Are you open?”
“How can I join?”
“How do I open an account?”
“What products do you offer?”
“What services do you offer?”
“List of options”
Fast and easy account access.
Request and receive account information via text message. Great when you want a quick and secure way to access information without having to sign in to Online Banking or Mobile Banking. TXT banking is the best option for members without smartphones. If your phone can send and receive texts, it can use TXT Banking. It’s secure and it’s free.**
Set-Up Text Banking in 3 Easy Steps:
Step 1 – Login to Online Banking and Activate
Login to www.AcclaimFCU.org, select Preferences from the menu across the top and then select Mobile Text from the menu on the left.
Step 2 – Enroll your phone
Enter your cell phone provider & number, and you’ll receive a text message** with a unique verification code. Using this code, complete the online verification process, set your preferences and you’re done!
Step 3 – Start texting
Send a text message like “BAL [your preferred text name, as defined during setup]” and we’ll send the response with your balance right back to your phone. It’s just like texting a friend!
|ACC||Lists Account NickNames (as defined by you in the Text Banking Enrollment)|
|ALERT||Establishes eAlert for outstanding check in last CHK X Command|
|ALERT X||Establishes eAlert for outstanding check X|
|BAL ALL||Lists your Balance for all accounts|
|BAL (Text Name)||Lists the balance on account (text Name)|
|CHK||Lists the last few cleared checks (maximum of 140 characters)|
|CHK (Check Number)||Retrieves Status information for a specified check|
|Help X||Retrieves detail information about command X|
|INFO||Retrieves a list of commands|
|LAST||Retrieves the last few transactions of all accounts (maximum of 140 characters)|
|LAST X||Retrieves the last few transactions for account X (maximum of 140 characters)|
|MORE||Retrieves the next few transactions or checks (maximum of 140 characters)|
|STOP X||Request a stop payment on check X|
|TRA X Y Z||Transfer from account X to account Y and Z|
**Your mobile carrier’s text messaging and data charges may apply.
Our 24-hour audio response service.
Save time and manage your money the easy way with our 24-Hour Audio Response Service. This “Telephone Teller” can take care of your financial needs with one phone call.
Our Telephone Teller will guide you through each transaction step-by-step. All you need is your member number (found in the right-hand corner of your statement) and your personal access code (the last four digits of your social security number if this is your first time). Call today and give it a try!
Please take note of the following assigned numbers for your specific account types reflected by your online banking and statements. Other account types may be introduced at a later time.
NEW ACCOUNT TYPE DESCRIPTIONS:
Your account types will now be labeled as the following:
|New Account Types|
|99 Regular Share (Savings)-Interest Bearing||81 Roth IRA Savings|
|98 Kirby Kangaroo Club||82 Coverdell ESA Savings|
|97 Claim Your Youth Account||79 HSA Checking|
|96 Savings-Non-Interest Bearing||78 Money Market|
|95 Christmas Club||75 Second Chance Checking Account|
|94 Vacation Club||74 Checking-Non-Interest Bearing|
View and pay your bill.
Our credit cards are managed through EZcardinfo.
Click hereopens in a new window to get access to your Credit Card.
Download our Acclaim FCU Mobile Credit Card with SecurLock app to make payments, view your current balance, statement balance, minimum payment due, payment date, last payment date and transaction history. With the SecurLock feature, you can also set up card controls and card alerts.
Download our credit card app
Transfer money from your Acclaim account to another financial institution.
To wire money from your Acclaim account to another financial institution, you must have a Funds Transfer Agreement on file.
You’ll be asked to provide the following information:
You’ll be asked to provide the following information:
Due to International Wire regulations implemented by the Consumer Financial Protection Bureau (CFPB) October 28, 2013.
Incoming Domestic Wires
To wire money into your Acclaim account from another financial institution, you’ll be asked to provide the following information to the other financial institution:
Incoming International Wires
Please contact us for information regarding international incoming wires.
Transfer money from other institutions to make loan payments or deposits to your Acclaim accounts using the ACH system. This is the same federal electronic system used for Direct Deposits. Transfers can be a one-time occurrence or scheduled on a recurring basis.
All financial institutions, including Acclaim Federal Credit Union, are now required by Federal regulations to post electronic charges and deposits several times throughout the business day.
What does this mean for you?
Charges which have previously taken 2-3 business days to withdraw from an account may now withdraw within minutes or on the same day as the transaction occurred. For example, an online payment, telephone payment, or electronic check may post on the same day that the transaction occurred.
Looking for a cheaper alternative to standard wire fees? Consider transferring money to another domestic (U.S.) financial institution through the ACH network instead. These funds are typically available on the next business day. This is the same federal electronic system used for Direct Deposits. Transfers can be a one-time occurrence or scheduled on a recurring basis.
Please call us at 888-794-1001 to request an ACH Form or you can do an online ACH here.
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