Investments

Our investment accounts can help you
achieve your long-term goals.

IRAs

Be retirement ready.

Traditional – Pre-tax contributions now, taxable distributions later. 

  • No minimum deposit required
  • Ability to easily perform rollovers, payroll deductions, and regular contributions
  • Easy periodic payments during your retirement years
  • May be subject to additional restrictions and tax penalties (Always consult your tax advisor)

Roth – Post-tax contributions now, tax-free distributions later.

  • No minimum deposit required
  • Ability to easily perform rollovers, payroll deductions, and regular contributions
  • Easy periodic payments during your retirement years
  • May be subject to additional restrictions and tax penalties (Always consult your tax advisor)
Visit our Resource Center to learn more.
 
 
To open an IRA account you must first have established a Membership Savings account, join here or contact us to learn more!

Education Savings

Educational savings from Kindergarten through College.

Qualifying expenses include:

Account Benefits:


*Contribution limits may apply

Visit our Resource Center to learn more.

To open a Education Savings account you must first have established a Membership Savings account, join here or contact us to learn more!

Certificates of Deposit

Save and earn more. Make your funds work harder.

  • Higher, steady savings rates
  • A variety of commitment terms
  • Can be used as loan collateral
  • Will automatically renew at the same term and the rate in effect at maturity
  • Substantial penalty for early withdrawal
  • View rates

 

To open a Certificate of Deposit account you must first have established a Membership Savings account, join here or contact us to learn more!

Health Savings

Your tax-deductible backup medical account.

  • Earns Dividends
  • Earnings are tax-deferred or tax-free when used for qualified medical expenses
  • Qualified medical expenses paid with pre-tax dollars
  • Balances carry over year-to-year
  • Starting at age 65, unused funds may be used as taxable retirement income
  • May be subject to additional restrictions and tax penalties (Always consult your tax advisor)

Visit our Resource Center to learn more.

 

To open a Health Savings account you must first have established a Membership Savings account, join here or contact us to learn more!

Try our Free Retirement Funds Coach!

When you invest in a retirement account, your money will grow until you’re ready to retire. But how do you know whether to use a Traditional or Roth retirement account? The Coach session will walk you through both types of accounts and show how your personal retirement savings will be affected by either one.

Helpful Links

mature man with dog on porch

Transitioning to Retirement

When you’re mapping out the best route to collecting retirement income, there’ll be several forks in the road. But you can arm yourself with knowledge to make informed decisions.

certificate of deposit

Certificate of Deposit

If you need to save aggressively, a high-interest certificate of deposit (CD) may be right for you.

old-fashioned hourglass

Individual Retirement Accounts

Individual retirement accounts (IRAs) can look intimidating and cryptic when you begin planning for retirement, but there are some foundational lessons to learn so you plan wisely.

filling out the fafsa

Filling Out the FAFSA

If you're considering going to college, you have nothing to lose by applying for federal student aid.

Acclaim FCU Mobile

Download our mobile app for easy, on-the-go banking.

Remote Deposit

Making deposits has never been easier.

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