Start your financial journey here! Find out how to open a Membership Savings account to begin building the bridge to your goals.

Membership Savings

The first step on your bridge.

  • Establishes AFCU membership
  • $5 minimum deposit and balance
  • $5 one-time membership fee
  • No monthly service charge
  • Earns dividends
To open a savings account, join here or contact us to learn more!

Youth Club Savings

Teach the kids in your life the importance of saving.

To open a Youth Club Savings account, join here or contact us to learn more!

Visit the Kirby Kangaroo Club or Claim Your Youth page for a fun and educational financial resource designed specifically for youth club members!

Kirby kangaroo club logoClaim your youth logo

Christmas Club Savings

Your no-stress holiday savings plan.

  • No minimum deposit required
  • Automatically disburses annually on October 1st
  • Early withdrawal fee may apply
  • Earns dividends
To open a Christmas Club account you must first have established a Membership Savings account, join here or contact us to learn more!

Vacation Club Savings

Savings for your next getaway.

  • No minimum deposit required
  • No automatic disbursements – use when you need it!
  • Funds can be withdrawn at any time
  • Earns dividends
To open a Vacation Club account you must first have established a Membership Savings account, join here or contact us to learn more!

6 withdrawals allowed per month. Additional withdrawals subject to an excessive withdrawal fee.

Try our free Build Your Emergency Fund Coach!

An emergency fund is an amount of money you set aside to cover unexpected expenses or to cover basic expenses if there are significant changes to your income. How much you need in your emergency fund is unique to you and your personal circumstances.

Visit our Resource Center to learn more.

Helpful Links

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50/30/20 Rule

A simple, practical rule of thumb for individuals who want a budget that is easy to implement.



Figuring out how you will organize your finances, and to what degree you will have combined accounts, sets the groundwork for the main tool of money management—a budget.

box of cereal, bowl, tablet

Teaching Children About Money

Perhaps just as important as teaching kids about the birds and the bees is teaching them the value of money.

stacks of coins and gold

Savings Accounts

Learning about different kinds of money accounts can help pave the way to financial security.

Acclaim FCU Mobile

Download our mobile app for easy, on-the-go banking.

Remote Deposit

Making deposits has never been easier.

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