AUTOS
We put you in the driver’s seat
New & Used Auto Loan
Features:
- Over 100% financing available for qualified borrowers
- No fee to apply
- Wide range of terms to help you get the payment you want
- Rate discounts available for qualifying events
- Pre-approvals available
- Guaranteed Auto Protection (GAP)
Additional rate reductions:
- Auto pay
- Multiple loan/repeat borrower discount
- Fully protected discount
View Auto Loan Payoff Calculator
Auto Refinance
Learn more about our refinance special going on now!
Give us the opportunity to meet or beat your current rate. If you have your auto loan somewhere else at a much higher rate, we can likely reduce your payments with an auto refinance. Simply click here to Request a Loanopens in a new window or you can email Loan@AcclaimFCU.org, or call us at (888) 794-1001 to get started with an auto refinance. Or, we can call you! Give us your phone number and the best time to call, and one of our loan officers will contact you. Rates may vary based on individual creditworthiness. Floor rate may vary. Call us for our current rates.
*APR – Annual Percentage Rate
Rate Reduction Plan
Acclaim offers a rate reduction program that can lower your interest rate by as much as 2% and help rebuild your credit. Here is how it works:
Make your payment on or before the due date for 12 consecutive months, beginning with the first payment, and we will reduce your rate by 1%.*
Do the same for an additional 12 months, and receive another 1% rate reduction.*
You have now reduced your rate by 2%. It’s just that easy. Not only does this save you money but it may position you for future loans at more affordable rates.
Click Here to Contact our Loan Department or you may call us at
(336) 332-4404 or (888) 794-1001 today!
*Must have a credit score of 599 or below at time of loan inception to be eligible. If a payment is missed or late anytime during each 12 month period, your rate is not eligible for the rate reduction. It is the borrower’s responsibility to notify the credit union at the end of each 12 month period in order to receive the rate reduction. Some restrictions apply and subject to credit approval.
TrueCar
It’s a question on every car shopper’s mind: “How do I know that the price I see on this car is a good price?” There hasn’t been a great answer to this question, until now.
With TrueCar, a Certified Dealer gives you an upfront, discounted price that includes all fees, accessory costs and incentives. This is your TruePrice, the price you’ll pay at the dealership. Better than any price you will find on other websites, backed by data and transparent down to the last detail.
Begin the search for your next vehicle opens in a new window!
Helpful Links
What a Car Loan Costs
Gearing up to get a car loan is the key to getting wheels.
Getting a Car
When looking for a new car, you have three main options: buy used, buy new, or lease. There are pros and cons to each method.
Reasons to Refinance
Refinancing can help you get out of debt quicker or pay less in interest if everything lines up.
Credit Scores
Every single time you use credit, the details of the amount you spend and how you repay is added to your credit report and influences your credit score.
Guaranteed Auto Protection (GAP)
Will your insurance pay off your loan if your vehicle is deemed a total loss? Don’t find out the hard way!
