We put you in the driver’s seat

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Drive down your auto
loan payment!

New & Used Auto Loan


Additional rate reductions:

  • Active checking account with net direct deposit
  • Auto pay
  • Membership reward discount
  • Multiple loan/repeat borrower discount

*APR- Annual Percentage rate. All loans subject to credit approval. New money only. Floor rate is 1.89%. Offers valid 3/1/21 – 5/31/21.

View Auto Loan Payoff Calculator

Repayment TermRate
Up to 36 monthsAs low as 3.24%*
Up to 48 monthsAs low as 3.49%*
Up to 60 monthsAs low as 3.74%*
Up to 72 monthsAs low as 4.80%*
Up to 84 monthsAs low as 5.05%*
*All rates are based on credit factors; your rate may be higher. Rate includes Auto Pay AND Multiple Loan/Repeat Borrower discount

Recreational Loan


  • 85% financing available for qualified borrowers
  • No fee to apply
  • Wide range of terms customized to your unique situation
  • Additional rate reductions available
  • Pre-approvals available

Additional Rate Reductions

  • Active checking account with net direct deposit​
  • Auto pay
  • Membership reward discount
  • Multiple loan/repeat borrower discount


Repayment TermRate
36 monthsAs low as 6.00%*
60 monthsAs low as 6.50%*
72 months
$20,000 minimum
As low as 6.75%*
84 months
$30,000 minimum
As low as 7.00%*
96 months
$50,000 minimum
As low as 8.10%*
*All rates are based on credit factors; your rate may be higher. Rate includes Auto Pay AND Multiple Loan/Repeat Borrower discount

Auto Refinance

Learn more about our refinance special going on now!

Give us the opportunity to meet or beat your current rate. If you have your auto loan somewhere else at a much higher rate, we can likely reduce your payments with an auto refinance.  Simply click here to Request a Loanopens in a new window or you can email, or call us at (888) 794-1001 to get started with an auto refinance. Or, we can call you!  Give us your phone number and the best time to call, and one of our loan officers will contact you.  Rates may vary based on individual creditworthiness. Floor rate is 2.89%APR*

*APR – Annual Percentage Rate


Rate Reduction Plan

Acclaim offers a rate reduction program that can lower your interest rate by as much as 2% and help rebuild your credit.  Here is how it works:

Make your payment on or before the due date for 12 consecutive months, beginning with the first payment, and we will reduce your rate by 1%.*

Do the same for an additional 12 months, and receive another 1% rate reduction.*

You have now reduced your rate by 2%. It’s just that easy. Not only does this save you money but it may position you for future loans at more affordable rates.

Click Here to Contact our Loan Department or you may call us at
(336) 332-4404 or (888) 794-1001 today!

*Must have a credit score of 600 or below to be eligible.  If a payment is missed or late anytime during each 12 month period, your rate is not eligible for the rate reduction. It is the borrower’s responsibility to notify the credit union at the end of each 12 month period in order to receive the rate reduction. Some restrictions apply and subject to credit approval.

Green Auto Loan

We offer a discounted rate for these qualifying vehicles:

  • Hybrids
  • Plug-in Electronics
  • Autos with combined  35 MPG rating or higher

Our Green Auto Loan includes a  0.25% APR* reduction!
So why invest in an eco-friendly vehicle?

Reduce your carbon footprint and fight climate change by having a vehicle that uses less fuel to run.  Not only will you be helping the Earth but you’ll also have a little more money in your pocket from the gas savings!

*Annual Percentage Rate


It’s a question on every car shopper’s mind: “How do I know that the price I see on this car is a good price?” There hasn’t been a great answer to this question, until now.

With TrueCar, a Certified Dealer gives you an upfront, discounted price that includes all fees, accessory costs and incentives. This is your TruePrice, the price you’ll pay at the dealership. Better than any price you will find on other websites, backed by data and transparent down to the last detail.

Begin the search for your next vehicle opens in a new window!


Currently, there are no repos for sale.  Check back for updates.

Helpful Links

cell phone and keys

What a Car Loan Costs

Gearing up to get a car loan is the key to getting wheels.

hand holding car and keys

Getting a Car

When looking for a new car, you have three main options: buy used, buy new, or lease. There are pros and cons to each method.

bills, credit, money

Reasons to Refinance

Refinancing can help you get out of debt quicker or pay less in interest if everything lines up.

credit score

Credit Scores

Every single time you use credit, the details of the amount you spend and how you repay is added to your credit report and influences your credit score.

Guaranteed Auto Protection (GAP)

Will your insurance pay off your loan if your vehicle is deemed a total loss? Don’t find out the hard way!


Begin the search for your next vehicle

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