Additional rate reductions:
Additional Rate Reductions
Give us the opportunity to meet or beat your current rate. If you have your auto loan somewhere else at a much higher rate, we can likely reduce your payments with an auto refinance. Simply click here to Request a Loanopens in a new window or you can email Loan@AcclaimFCU.org, or call us at (888) 794-1001 to get started with an auto refinance. Or, we can call you! Give us your phone number and the best time to call, and one of our loan officers will contact you. Rates may vary based on individual creditworthiness. Floor rate is 2.15 %APR*
*APR – Annual Percentage Rate
Acclaim offers a rate reduction program that can lower your interest rate by as much as 2% and help rebuild your credit. Here is how it works:
Make your payment on or before the due date for 12 consecutive months, beginning with the first payment, and we will reduce your rate by 1%.*
Do the same for an additional 12 months, and receive another 1% rate reduction.*
You have now reduced your rate by 2%. It’s just that easy. Not only does this save you money but it may position you for future loans at more affordable rates.
*Must have a credit score of 599 or below at time of loan inception to be eligible. If a payment is missed or late anytime during each 12 month period, your rate is not eligible for the rate reduction. It is the borrower’s responsibility to notify the credit union at the end of each 12 month period in order to receive the rate reduction. Some restrictions apply and subject to credit approval.
It’s a question on every car shopper’s mind: “How do I know that the price I see on this car is a good price?” There hasn’t been a great answer to this question, until now.
With TrueCar, a Certified Dealer gives you an upfront, discounted price that includes all fees, accessory costs and incentives. This is your TruePrice, the price you’ll pay at the dealership. Better than any price you will find on other websites, backed by data and transparent down to the last detail.
Will your insurance pay off your loan if your vehicle is deemed a total loss? Don’t find out the hard way!
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