Step 3 of 12 to Financial Wellness: Pay Down Debt
[You’ve tracked your spending, designed a budget for your monthly expenses, and you’re well on your way to financial wellness. In this next step, you’ll create a plan for paying down your existing debt.] Consumer debt can be one of the biggest challenges to realizing good financial wellness. Credit card companies design their business model Read More »
What is a Fraud Ring and How Can I Keep Myself Safe?
Q: I’ve been hearing a lot about fraud rings and how dangerous they can be for both businesses and consumers. What is a fraud ring, and how can I keep myself safe from falling victim?
A: A fraud ring is a group of fraudsters and merchants that can operate for years, stealing money and information while
Step 2 of 12 to Financial Wellness: Creating a Budget
Now that you’ve tracked your spending and kept a careful record of where your money goes over the course of a month, you’re ready to move onto the next step of financial wellness: creating a budget. (See Budgets play a crucial role in promoting financial awareness, which then helps to facilitate more responsible money choices. Read More »
How to Celebrate Memorial Day on a Budget
Celebrating Memorial Day can cost a pretty penny, but there’s no need to spend lavishly to have an epic holiday weekend. Here’s how to celebrate Memorial Day on a budget. 1. Hit the beach Get out to the shore at the first opportunity! The beach can provide hours of relaxation and fun for the entire Read More »
