Membership Savings
Your connection to financial freedom.
- Establishes AFCU membership
- $5 minimum deposit and balance
- $5 one-time membership fee
- No monthly service charge
- Earns dividends
To open a Savings account, join here or contact us to learn more!
Youth Savings Accounts
Building financial futures together.
Kid Connect Savings (0-12)
Teen Connect Savings (13-17)
LIMITED-TIME SPECIAL! Get $100 when you open a Kid or Teen Connect Savings Account!†
- No monthly service charge
- $5 minimum deposit and balance
- $5 one-time membership fee
- 6% APY* rate on balances up to $3,000
- Minimum balance of $25 is required to earn dividends
- Balances over $3,000 are paid regular Membership Savings rate
- Birthday rewards
- Financial education rewards (Available for ages 8-17)
Celebrate Your Birthday with a Spin!
Make birthdays extra special with Kid Connect and Teen Connect! During their birthday month, young members can visit Acclaim FCU to spin the Birthday Prize Wheel for a chance to win a prize, gift card or cash! Start a birthday tradition they’ll always remember—stop by and spin to win!
Learn & Earn with Kid Connect and Teen Connect!
Teaching kids and teens about money management can be a challenge, but Acclaim Federal Credit Union is here to help! That’s why we’ve partnered with Banzai, an interactive financial literacy platform that makes learning about finance feel like a game.
When a Kid Connect or Teen Connect member completes a Banzai financial course, we’ll reward their efforts with a $20 deposit into their savings account!** Simply bring a printed or digital copy of their completion certificate to our branch to claim the reward.
This one-on-one interaction with our team helps young savers build smart financial habits while reinforcing the value of saving.
Start learning and earning today!
To open a Youth Club Savings account, join here or contact us to learn more!
*APY - Annual Percentage Yield. Rates are variable, and rates and offers are subject to change without notice. Rates effective as of 3/1/2026. Dividend rate is 6.00% APY on balances $25.00-$3,000 and 0.05% APY on balances above $3,000.
**Payments may be subject to IRS 1099-INT reporting and may be considered income for the tax year in which the bonus is paid.
†Offer valid for the first 100 new Youth Savings Accounts opened for members ages 0–17. $100 promotional deposit will be credited directly to the new account and is not available for withdrawal until the account has been open for 12 consecutive months. If the account is closed within 12 months, the bonus will be forfeited. Limit one promotional deposit per child/member. Payments may be subject to IRS 1099-INT reporting. Offer subject to change or end at any time without notice.
Christmas Club Savings
Stress-free holiday savings.
- No minimum deposit required
- Automatically disburses annual on October 1st
- Early withdrawal fee may apply
- Earns dividends
To open a Christmas Club account you must first have established a Membership Savings account, join here or contact us to learn more!
Vacation Club Savings
Save today. Travel tomorrow.
- No minimum deposit required
- No automatic disbursements - use when you need it!
- Funds can be withdrawn at any time
- Earns dividends
To open a Vacation Club account you must first have established a Membership Savings account, join here or contact us to learn more!
Some transfer/withdrawal limitations and restrictions may apply. Fees may reduce the earnings.
Try our free Build Your Emergency Fund Coach!
An emergency fund is an amount of money you set aside to cover unexpected expenses or to cover basic expenses if there are significant changes to your income. How much you need in your emergency fund is unique to you and your personal circumstances.
Build Your Emergency Fund
Banzai Coach Session - 3 minutes | Find out how much you need to save for a robust emergency fund
