Checking

Checking

Mobile, flexible and accessible

• No minimum deposit
• No monthly service charge
• No per check fee
• Mastercard debit card
• Instant-issue debit cards
• ATM access nationwide
• Free online banking and e-statements
• Free Bill Pay with Alexa Voice Pay
• Earns dividends
• Direct deposit and payroll deduction
• Mobile app
• eDeposit through mobile app
• Personal checks available with variety of designs (fee applies)
• Overdraft Protection Options
• Mobile banking

Higher dividends paid on certificates with direct deposit to checking account*

*Not valid for Certificate Specials.

To open a Checking account you must first have established a Membership Savings account, join here or contact us to learn more!

Swipe2Earn Checking

Your money, your way—without all the extra fees.

• Available for ages 18-22
• Ability to get an automatic credit of $10** to their account each month for:​
  • Using debit card minimum of 10 times​
  • Enrolling into eDocuments​
  • Receiving at least one ACH credit​
• Financial education via Zogo & Banzai with rewards
• Credit Education​
• Scholarship Eligibility ​
• No minimum deposit
• No monthly service charge
• No per check fee
• Mastercard debit card
• Instant-issue debit cards
• ATM access nationwide
• Free online banking and e-statements
• Free Bill Pay with Alexa Voice Pay
• Earns dividends
• Direct deposit and payroll deduction
• Mobile app
• eDeposit through mobile app
• Personal checks available with variety of designs (fee applies)
• Overdraft Protection Options
• Mobile banking

Higher dividends paid on certificates with direct deposit to checking account*

*Not valid for Certificate Specials.

**To earn monthly $10 credit, you must have at least 10 debit card transactions per month, be enrolled in eDocuments, and must receive at least one ACH credit per month. Credit is paid last day of month. Fees may reduce earnings.

Teen Checking

Smart, Mobile, and Made for Teens.

• Available for ages 13-17
• No monthly fee​
• No minimum balance requirement​
• Mastercard Debit Card*
• Instant-issue Debit Cards*
• Compatible with Apple/Samsung/Google Pay​
• No access to Overdraft Privilege​
• No physical checks allowed

*Lower limits than regular debit card, see page 7 of account disclosures.

NSF Fee Free Checking

Your Money, Your Way—Without the Extra Fees

• Ages 18+
• No minimum deposit
• No monthly service charge
• No transfer fees (from savings to checking)
• No per check fee
• Mastercard debit card
• Instant-issue debit cards
• ATM access nationwide
• Free online banking and e-statements
• Free Bill Pay with Alexa Voice Pay
• Earns dividends
• Direct deposit and payroll deduction
• Mobile app
• eDeposit through mobile app
• Personal checks available with variety of designs (fee applies)
• Mobile banking
• Overdraft Privilege (ODP) not available 

Higher dividends paid on certificates with direct deposit to checking account*

*Not valid for Certificate Specials.

Second Chance Checking

Everyone makes mistakes. We believe in second chances and we'll help get you back on track. 

• $9.95 monthly service fee
• Mobile banking
• Mobile app
• Personal checks available with a variety of designs
• No per check fee
• Direct deposit and payroll deduction
• Free bill pay
• Free online banking and e-Statements
• Free ATM access nationwide

• Higher dividends paid on certificates with direct deposit to checking account

   

To open a Second Chance Checking account you must first have established a Membership Savings account, join here or contact us to learn more!

Money Market

A special rate account that give you an investment option with flexibility. 

• $2,500 minimum to invest
• No annual fee
• Mastercard debit card
• Variable rates set by board of directors and are subject to change
• 6 withdrawals allowed per month with a maximum of 3 withdrawals by check
• $10 Below minimum fee (if balance drops below $2,500 at any time during the month)
• $10 Excessive withdrawal fee
• Earns dividends

To open a Money Market account you must first have established a Membership Savings account, join here or contact us to learn more!