Rate Reduction Program

Your credit union is always looking for ways to keep you financially fit.  Don’t think you’re the only one who may have less than perfect credit. You’re not alone.  That shouldn’t mean you can’t qualify to buy a car, consolidate debt or get a personal loan. Our solution is a rate reduction program that can lower your interest rate by as much as 2% and help rebuild your credit.  Here is how it works:

  1. Make your payment on or before the due date for 12 consecutive months, beginning with the first payment, and we will reduce your rate by 1%.*
  2. Do the same for an additional 12 months, and receive another 1% rate reduction.*

You have now reduced your rate by 2%. It’s just that easy. Not only does this save you money but it may position you for future loans at more affordable rates.  You’re well on your way to financial fitness. Together reducing is our goal!

…RATE REDUCTION PROGRAM – Your Permanent Reduction Plan
Don’t delay!

Click Here to Contact our Loan Department or you may call us at 336-332-4404 or 888-794-1001 today!

* If a payment is missed or late anytime during each 12 month period, your rate is not eligible for the rate reduction. It is the borrower’s responsibility to notify the credit union at the end of each 12 month period in order to receive the rate reduction.
Some restrictions apply and subject to credit approval.