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  “This credit union is federally
insured by the National Credit
Union Administration.”

Loan Products

For A Limited Time Only Auto Loan Rates
as low as 3.49%APR

For a LIMITED TIME ONLY we’re LOWERING AUTO LOAN RATES** !

Don’t you think YOU DESERVE A BREAK from HIGH GAS PRICES?  With our low rates, you can better afford those gas prices while paying a much lower auto loan payment.  Also, keep in mind that a PRE-APPROVAL for your auto loan gives you the Power to Negotiate the ”Great Deal” pricing.  Once you’re pre-approved, you can go shopping for that dream car day, night or weekends!  All credit is considered.

**Rates start at 3.49%APR* and are for NEW loans only. New or Used autos are accepted.  We welcome refinancing from another financial institution, however, auto loans that are already financed through Acclaim FCU will not qualify for this promotion. For more detailed information or any questions please call 888-794-1001 option 1 for the Loan Department.

*Annual Percentage Rate. Based on Credit Approval.

Auto Loans
New and used auto loans are available for cars, trucks, and motorcycles. 100% financing is available for qualified borrowers. Apply on-line before you shop for a quick pre-approval.

  • Cash rebate or 0% financing? Take the rebate so you’ll finance less and have equity in your vehicle sooner. Should I take the rebate or special financing?
  • Did you finance your vehicle elsewhere? Let us help you lower your monthly payment by refinancing.
  • Need cash out? If you have equity in your vehicle, you could borrow on the available equity at our low rates.

Lower Rate or Lower Payment
on Your Auto Loan

If we can’t lower your existing auto loan rate or reduce your payments, enjoy A LUNCH ON US.

When you’re shopping for the lowest auto rates, check with YOUR credit union FIRST. This applies to the purchase of a new or used vehicle or a refinance of your existing auto loan at another financial institution. If we can’t match or beat the competition’s rate, your next LUNCH IS ON US.

*Lunch gift is a $7 value. Applicant must be a qualified borrower according to credit union lending policies. Minimum limits apply. Call for details. Acclaim FCU loans do not qualify.

Private Student Loans

Now you can pay for college the smart way with great repayment options!
Together we can do this.

The Acclaim Federal Credit Union Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.
To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits:

  • Competitive Interest Rates
  • Borrow up to 100% of school certified education costs (minimum $1,000)
  • Multiple in-school repayment options available
  • Borrower benefits available – like rewards and interest rate reductions
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • Fast Online Application. Our easy-to-complete application takes about 20 minutes. It's quick and easy.
  • 24/7 online account management
  • No prepayment penalty.

To learn more or to apply, please get started here.

MasterCard – Not all cards are created equal - Get the Credit Union Difference!

APPLY NOW»

  • No Annual Fee
  • 25-Day Grace Period for purchases
  • No Minimum Finance Charge
  • No Cash Advance Fee
  • Balance Transfers – We pay YOU!
  • On-line access to transactions and payments
  • ScoreCard Rewards Program

ScoreCard is a rewards program that encourages you to use your Acclaim FCU MasterCard for all of your purchases. For every dollar you spend, you earn Bonus Points that can be exchanged for fabulous travel and brand-name merchandise. The more you spend, the more you earn. Life should be rewarding. It’s time for you to take care of YOU.

Life should be rewarding

Your MasterCard Credit Card
offers those rewards with every purchase!

Every purchase you make with your card earns you valuable Bonus Points you can redeem for brand-name merchandise and exciting travel rewards.

GIFTS & GADGETS
If you visit the web site www.scorecardrewards.com you’ll be amazed at the merchandise available. You can also search for awards by Bonus Point level so you will always know how many more Bonus Points you’ll need for that “must have” reward. Once you’ve earned enough Bonus Points to redeem, you can send your order on line or through regular mail. It’s that easy!

DESTINATION UNKNOWN
When it comes to travel, ScoreCard has something for every preference and every Bonus Point level.

ScoreCard

REWARD YOURSELF…you deserve it!


MasterCard Credit Card
Whether you're shopping, traveling or need extra cash, your MasterCard Credit Card can give you the purchasing power you deserve. To meet your individual needs, we are proud to offer both Classic and Gold cards.
 
MasterCard Classic
MasterCard Gold
Annual Fee
None
None
Credit Limit
Up to $10,000
Minimum $250
Up to $25,000
Minimum $10,000
Rate
Low Fixed Rate
Low Fixed Rate
Grace Period
25 Days
25 Days
Balance Transfer Fees
None
None
Transaction or Cash Advance Fee
None
None
Auto Rental Insurance
Yes
Yes
To begin experiencing the benefits and convenience of an Acclaim FCU MasterCard Credit Card we encourage you to Apply NOW!
If you need more information before you apply please contact our
Loan Department at
336-332-5302 opt 1 or 888-794-1001 opt 1

REMINDER: For every dollar you spend using your MasterCard Credit Card, whether it is Classic or Gold, you earn Bonus Points with your ScoreCard Rewards program redeemable toward fabulous travel and brand-name merchandise.

Want to join the Credit Union AND apply for a card?
Membership Application


You don’t have a Credit Union MasterCard?
Click here to Apply now!

WHEN WAS YOUR LAST
“MORTGAGE CHECKUP”?

Regular checkups with your physician are critical in assuring good health. The same concept holds true for one of your most important financial investments…Your Mortgage. The best part…this check-up is FREE.

With interest rates still at an all-time low, you may want to lower your existing mortgage payments. OR you may already have a low rate and have equity in your home that you haven’t taken advantage of yet. Equity in your home can help consolidate debt, pay for college, vacations or those unexpected emergencies. And, in most cases, the interest you pay is tax deductible. If you’re not sure about your options, call us for a mortgage analysis. Acclaim FCU’s mortgage professionals have helped many members with their mortgage needs and, together we can discuss your individual situation and options to determine if NOW is the right time for you to BUY, REFINANCE or CASH IN on the equity in your home.

Call Acclaim FCU for a FREE Mortgage CHECK-UP TODAY.

PURCHASE, REFINANCE OR HOME EQUITY…YOU CHOOSE AND YOUR CREDIT UNION WILL MAKE IT HAPPEN.

Other Loan Types

Recreational Vehicles:
We’ll help you finance that boat, camper, off-road motorcycle or jet-ski. 80% financing available to qualified borrowers.

Home Equity Lines:
Borrow up to 90% of your available equity with no costs to you. Easy access to the line when you need it and on-line availability for payments and balances.

Overdraft Lines:
Don’t worry about that checking account and those debit card receipts when you have an overdraft line of credit as your safety net. No fees for this service other than a low annual percentage rate for any portion of the line that you borrow. Access your limit on-line for advances and payments anytime.

Personal Loans:
For bill consolidations, vacations, back-to-school supplies, or whatever the reason. Apply on-line for same-day approval!

Savings Secured Loans:
Don’t withdraw your hard-earned savings or break that timed-certificate before its maturity date. Just use what you have on deposit as collateral for a loan at below market rates!

FAST! Easy applications. Apply on-line, in person, or by telephone. We RUSH all of our applications for fast response.