How to use TXT Banking

To use TXT Banking, send a message to from your cell phone. You can request many different types of information based on which "text code" you key in next to the command. You can view or change text codes within your online account. You must first register your phone to our system in order to use TXT banking. Read the instructions below on how to register.

-Log into your Acclaim Online Banking account.
-Click on "Preferences"
-Click on "Mobile Text" located on the left side of the page.
-Key in your phone number and select your carrier. Then click on "Send Verification Code."
-Your phone will receive the Verification Code. Enter the Verification Code back on the online banking site, then click on "Finish Setup."
-Next, you must link your phone with the system. Text "VER" and then the Verification Code to So it should look like "VER [Enter Code Here]."
-Your phone is now linked to the system. You are ready to use TXT Banking!

Message Examples:

You can receive information about your account by sending a command and a text code to You will see a list of commands below, and you can see the text codes that you have set up by logging into your online account, clicking on Preferences, and clicking on Mobile Text. By default, you'll see that the text code for the checking account is "c71."

To receive your deposit balances, send: BAL c71
To receive your history for type 00 account send: HIS 1234 00

Command Reference

To Receive: Send This Text Message*
Account Balance BAL [text code]
All Account Balance BAL ALL
Account History MORE [text code]
Last Transaction LAST [text code]
Loan Balance LBAL [text code]
Loan History MORE [text code]
Account Type List ACC
Check Clearing CHK [your pin] [check number] [optional type]
Transfer of Funds TRA [from text code] [to text code] [amount]
Payment on Loan PMT [your pin] [from type] [to loan number] [amount]
HELP followed by any code HELP [BAL] [LBAL] [ACC] [CHK] [TRA] [SET] or [PMT]

* Legend

Account type - The account type you would like to use.
Amount - The dollar amount of the transfer or payment.
Check number - The check number you would like to search for.
From type - Your account type used for the source of funds for your payment or  transfer.
Loan number - Your loan number you would like to query against.
Optional type - By default your message will use the default account type. Include an account type here when you would like to use a different account type.
To loan number - Your loan number you would like to make a payment to.
To type - Your account type you would like to transfer funds to.